UniCredit Bank is a leading European banking financial institution, a member of the UniCredit group, with a network of 8,500 branches in 17 European countries and is present in another 50 international markets. The project we carried out together was a customized online application,for the purpose of granting loans for goods. 

Challenge

Our client needed a standardized solution that they could make available to all their partners (stores, hypermarkets, etc.). It had to be responsive and perfectly optimized for mobile devices, to interconnect with the beneficiary’s back-end applications and, at the same time, to ensure the necessary security for such a tool.

Our designers have worked to combine the complexity of the functionalities necessary for one of the most advanced banking and consumer finance systems in Romania, with a Web 2.0 design.

In this project, we have developed unique features for such an application:

– Possibility to use the camera of mobile devices to provide the identity card;

– Automatic OCR-ization of identity card data and pre-completion of the corresponding fields;

– Real-time application interconnection with ANAF, ICAP, Trade Register databases. 

The ultimate goal

All these functionalities, as well as others, were carried out taking into account the main condition of the beneficiary, namely maximum flexibility. Thus, the application made in the latest Angular technologies (Angular NodeJS, PHP: MS SQL) can be customized and further developed without any restrictions.

Results

Less than 6 months after the implementation of the services, the results were above expectations and, to the satisfaction of both parties, all the indicators monitored by the Beneficiary increased.