Home/Projects/UniCredit Bank
Banking & Consumer FinanceCustom Web AppAngular2021
UN
Client

UniCredit Bank

UniCredit Bank

Online Point-of-Sale Lending Application

Standardized solution for all UniCredit partners (retail & hypermarket), with ID card OCR and live ANAF / ICAP / Registrul Comerțului integrations.

Project snapshot
IndustryBanking & Consumer Finance
DurationUnder 6 months to results
ServicesCustom Web App, Angular, OCR, API Integration, Mobile UX
DV teamMixed design + dev team
Media budget
Status
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UniCredit Bank — Online Point-of-Sale Lending Application
Key results

The numbers that tell the story

1app
custom Angular application delivered
<6months
months to results exceeding expectations
17countries
UniCredit group presence
Note: comparison · source: GA4 + Search Console + media platforms
01
Challenge

What was not working

UniCredit Bank needed a unified online application for point-of-sale lending, available to all partners (stores, hypermarkets), responsive, and connected to the bank's back-end systems.

  • Uniform solution for a diverse network of partners
  • Perfect optimization for mobile devices
  • Interconnection with existing back-end applications
  • Banking-standard security
02
Approach

How we shaped the solution

Our designers combined the complexity of one of Romania's most advanced consumer finance systems with a clean Web 2.0 design. We developed unique functionalities for this market, designed for maximum flexibility.

  • ID card capture directly from mobile device camera
  • Automatic OCR and pre-filling of ID card fields
  • Real-time interconnection with ANAF, ICAP, Registrul Comerțului
  • Angular + Node.js + PHP with MS SQL stack for extensibility
03
Solution

What we implemented

    04
    Results

    What happened

    Less than 6 months after implementation, results exceeded client expectations. All indicators monitored by the bank increased, and the application can be further customized without technical restrictions.

    • All monitored banking KPIs increasing
    • Extensible application, no roadmap restrictions
    • Mobile-first experience for in-store advisors
    Timeline

    From brief to results

    01

    Discovery

    Mapping point-of-sale lending flow and back-end integrations

    02

    UX & Design

    Web 2.0 design for a complex banking system, mobile optimized

    03

    Development

    Angular + Node.js + PHP/MS SQL, OCR on ID card and ANAF/ICAP/ONRC connectors

    04

    Launch

    Roll-out to partner network and banking KPI monitoring

    Less than 6 months after launch, all monitored banking indicators increased.

    DV
    Danco Vision Team
    Danco Vision
    Stack & channels

    What we used to deliver

    Channels
    Web AppMobile WebAPI ANAFAPI ICAPAPI ONRC
    Tooling
    AngularNode.jsPHPMS SQLOCR Engine
    What we learned

    3 lessons from this project

    LESSON 01

    Mobile-first even in banking

    ID card OCR directly from the camera drastically shortens in-store application time.

    LESSON 02

    Flexibility beats initial feature-set

    An open architecture allowed the bank to further develop the application without rewrites.

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